Owned tool
Rental Value Analyzer
Grade a rental in ten seconds, on your own machine.
Cash flow, cap rate, DSCR, a year-by-year projection, and a deterministic A-through-F grade for the deal in front of you.
Explore Holdings →Tools that put the advantage back in your hands.
We build software that does structured work a full team would normally handle, for the independent operator and professional. You can own each tool outright instead of renting it month after month, with the confidence that you data is private.
A studio,
not a single app.
not a single app.
Each tool is built for one kind of work and gives that professional time back, by saving the hours, reducing the risk, or organizing the mess. So you can do the work that matters.
A line of tools you own outright.
Holdings is a set of small, private tools you buy once and run on your own machine. No account, no subscription, no connection. The numbers you put in, a deal, your debts, your portfolio, never leave your computer.
Owned tool
Financial Decision Calculators
Four money decisions, worked out privately.
Debt payoff, amortization, buy versus rent, and a savings projection, in one file that runs entirely on your machine.
Explore Holdings →Owned tool
Portfolio Allocation Analyzer
Your allocation and concentration, without handing them to a website.
Allocation by asset class, concentration metrics, and the exact moves to reach your target, with nothing transmitted.
Explore Holdings →The dividend was always meant to go back to the person who earns it.
Consumer Dividends started from one idea, and it is our clearest way to understand what gets built and what does not.