Why these tools exist.
I'm Andrey Sawinski, the founder of Consumer Dividends. It began small and grew into a product studio, and what follows is the thinking that decides what we build.
Andrey Sawinski · Founder
Consumer Dividends started from one idea: the person who creates the value in a system should get a share of it back. The first version was built for consumers, a way to earn a real return on the spending and participation that companies are usually set up to extract value from. The work changed over time, but that conviction didn't.
What I kept seeing is that the people losing the most to manual work are often the ones doing it alone, with no team behind them. I build tools that take that load off their hands, because the dividend was always meant to go back to the person doing the work.
Andrey Sawinski, founder
The products and the industries can change, but our lens does not.
We've already cut Consumer Dividends from thirteen products to two, and we'll cut again when the work tells us to. The products are how we make money. They are not the deepest thing about the company.
The deepest thing is what we keep finding when we go looking for what to build.
There is always a group creating value and a group capturing it. There is always coordination missing between people whose incentives don't line up. We build inside those gaps.
The four things below are what we hold to while we do it.
What we hold to.
Ownership.
You own the tool. It belongs to you, to keep and to run on your own machine, rather than something you rent from us month after month and lose the day you stop paying.
Privacy.
The information you put into a tool stays with you. It isn't collected, sold, or sent anywhere it doesn't need to go, so the details of your deal, your client, or your finances stay yours.
Autonomy.
One person gets the reach a whole team would have. You choose how the tool fits your work, and it does the job a department would, without you having to answer to anyone to use it.
Determinism and data.
Every result is built from logical, repeatable processes and real data, not a guess. The same inputs always produce the same answer, so you can check the work and stand behind it.